Frictionless Prequalification

Pre-Fi's mortgage soft pull gives you full credit reports—no SSN or hard check required. Quickly identify qualified borrowers with just a name, phone, and email.
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Effortless Mortgage Qualification

Revolutionize borrower intake with just a name, phone, and email. Pre-Fi's proprietary mortgage credit capture delivers full reports via soft pull—no SSN or hard inquiry required.
  • Full credit report with basic contact info
  • No impact on borrower credit scores
  • Faster, frictionless mortgage pre-approvals

Smarter Mortgage Credit Decisions

Pre-Fi’s mortgage underwriting engine analyzes up to 120 data points in real time. Tailored to agency guidelines or your custom criteria, it delivers instant, actionable outcomes.
  • Custom models for Fannie Mae, Freddie Mac, FHA, and VA
  • Real-time, accurate credit dispositions
  • Boost conversions with data-backed decisions

Instant Mortgage Credit Insights

Pre-Fi’s pre-qualification form reveals your applicant’s full credit picture in under 10 seconds. With minimal input and zero credit impact, you gain critical intel from the first touchpoint.
  • Lightning-fast mortgage credit insight
  • Predict borrower eligibility instantly
  • Actionable intelligence from first interaction

Did you know?

82% decrease

82% of consumers are hesitant to apply for credit if they know a hard pull is required (Consumer Finance Survey).

2X increase

Prequalified leads are 2x more likely to convert compared to cold leads (Lending Industry Reports).

5-10pt decrease

Hard inquiries can lower a credit score by 5 to 10 points per pull (FICO & VantageScore).
See Pre-Fi in action —request a demo today and discover how our soft-pull technology delivers instant, risk-free credit decisions!
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