Prequalify Smarter with Pre-Fi.

Pre-Fi's credit capture technology delivers full credit reports with just a name, phone, and email—no SSN needed. Our soft pull system helps you focus on qualified leads, maximizing efficiency and conversions.
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Frictionless Prequalification

Pre-Fi transforms the credit prequalification process with its soft pull technology, eliminating friction and guesswork. With just a name, phone number, and email, you gain access to complete credit reports—no SSN required.
  • Soft pull credit access with zero impact on credit scores
  • Only basic contact info needed for full credit visibility
  • Streamlines the first step of customer engagement

Precision Credit Underwriting

Our advanced underwriting engine processes up to 120 credit data points in real time. Businesses receive fast, reliable dispositions customized to their unique credit criteria.
  • Custom models tailored to your credit policy
  • Instant decisions using detailed credit analysis
  • Confidence and accuracy without the delay

Industry-Specific Credit Intelligence

Pre-Fi delivers targeted credit insights for mortgage, auto, and healthcare lending—built to match the demands of each industry.
  • Mortgage: Instantly assess eligibility with built-in models for Fannie Mae, Freddie Mac, FHA, and VA. Learn More
  • Auto: Prequalify car buyers quickly and confidently with soft pull credit checks. Learn More
  • Healthcare: Offer patient-friendly financing for elective procedures with zero credit impact. Learn More

Did you know?

82% decrease

82% of consumers are hesitant to apply for credit if they know a hard pull is required (Consumer Finance Survey).

2X increase

Prequalified leads are 2x more likely to convert compared to cold leads (Lending Industry Reports).

5-10pt decrease

Hard inquiries can lower a credit score by 5 to 10 points per pull (FICO & VantageScore).
See Pre-Fi in action —request a demo today and discover how our soft-pull technology delivers instant, risk-free credit decisions!
Request Demo